How it works

Complete our online form,

simple and easy

Same day approval
Get your money

Interest is charged on the amount you use. As you pay off your balance, the credit you release becomes available again

Get your line of credit

Requirements to submit an application

Applicant must be 18 years of age or older
Applicant must be a resident of Canada
Applicant must have a stable income for a minimum of 4 months
Applicant must receive their income by direct deposit into a Canadian bank account
Applicant must have a minimum income of $2,000 per month
Applicant must not have filed for bankruptcy in the last 6 months or consider filing for bankruptcy or a consumer proposal in the next 6 months

Friendly advise

Please borrow responsibly. We offer you a way to help you in difficult times. However, the interest rate is higher than the rate of local banks. These margins should only be contracted when you have no other options for obtaining financial assistance, and you should use them as infrequently as possible. When taken with full knowledge of the facts, this margin may prove to be the right solution for you. However, taking on a large number of short-term margins at the same time could lead to serious financial problems and unsupportable debt.

Friendly advise

Please borrow responsibly. We offer you a way to help you in difficult times. However, the interest rate is higher than the rate of local banks. These margins should only be contracted when you have no other options for obtaining financial assistance, and you should use them as infrequently as possible. When taken with full knowledge of the facts, this margin may prove to be the right solution for you. However, taking on a large number of short-term margins at the same time could lead to serious financial problems and unsupportable debt.