Please borrow responsibly. We offer you a way to help you in difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be contracted when you have no other options for obtaining financial assistance, and you should use them as infrequently as possible. When taken with full knowledge of the facts, this Loan may prove to be the right solution for you. However, taking on a large number of short-term loans at the same time could lead to serious financial problems and unsupportable debt.